[DOWNLOAD] "Business Strategies in the Romanian Banking System (Report)" by Annals of DAAAM & Proceedings # eBook PDF Kindle ePub Free
eBook details
- Title: Business Strategies in the Romanian Banking System (Report)
- Author : Annals of DAAAM & Proceedings
- Release Date : January 01, 2008
- Genre: Engineering,Books,Professional & Technical,
- Pages : * pages
- Size : 67 KB
Description
1. INTRODUCTION The main objective of the research is to identify the new distribution channels and to increase the efficiency of the existing ones, in order to improve the relation between bank and customer, as a starting point to increase profitability of banks. In our economy are many different ways for a bank to make money. Some of them are focused on the traditional banking strategies such as: attracting house-hold deposits in exchange for interest payments and transaction services and lending those funds to business customers at higher interest rates and other are focused on the non-traditional strategies such as mortgage banks. These approaches to banking business strategies are focusing on local markets or serving customers nationwide; catering to house hold customers or business clients; using an internet delivery system. These business strategies are relatively new development in the Romanian banking system. The studies which were made in this area have performed on systematic analysis of the profitability, risks or long term viability of these banking models.